The credit engine behind the cross-border CFO copilot

Check who owes you — before the invoice, not after.

One-off credit checks on any UK company, powered by the same engine behind the cross-border CFO copilot. £15 a check, credits never expire, no subscription needed.

Run your first check freeSee pricingWatch how it works (90s) →

Try a free credit check. No card required. Top up to keep going.

app.agentcredit.net/receivables-payables
AgentCredit Receivables & Payables — counterparty credit grades, aging, and payment behaviour for a demo org

Built for three kinds of credit decisions

Same engine, three views. Pick what fits your day.

“We give 30-day terms but we don't have a credit team.”

Wholesalers, distributors, B2B SaaS, marketplaces

Score every new customer in a few minutes. Get a recommended credit limit, payment terms, and audit-trail rationale — all without hiring a credit controller.

“I've got 50 new customers to onboard. Which ones need a closer look?”

Finance teams, credit control, revenue ops

Triage your whole list in a morning. See each one's credit grade and recommended limit before you extend a penny of terms.

“I'm about to wire a deposit to a supplier I've never traded with.”

CFOs, finance leads, procurement

Pre-check any counterparty in a few minutes. Walk into the commitment already knowing their credit grade and the facts on who they really are.

Built for buyers, not banks.

The credit-intelligence vendor that does business the way you do.

No 5-year contracts. Pay per check or month-to-month.
No £30k minimum spend or annual commitment.
No 6-month integration. Up and running in an afternoon.
No sales call required to see a price.

Pay only when you check.

Top up like a pre-paid card. Credits never expire.

Single check

£15

£15 per check · 1 check

One credit assessment, no commitment

Get 1 check

Running an active credit book? Subscribe for the full dashboard, portfolio monitoring, AI-written reports, and team seats →

Or subscribe — checks included every month, plus the copilot watching your FX risk and debtors.

The full dashboard, in-app alerts, and Receivables & Payables — with counterparty checks built in.

Free

£0/month

One free preview, no card required

  • 1 free preview (decision + credit grade only)
  • No expiry — preview lives on the account until used
  • Top up to £15/check or subscribe to unlock the full assessment
Try the free preview
Most popular

CFO Copilot

£199/month

The cross-border CFO's copilot for one org — counterparties, credit, and FX risk, watched daily

  • Today feed + in-app alerts
  • FX position & hedge book
  • Receivables & Payables
  • Counterparty credit view
  • 10 counterparty checks/month
  • 3 seats
Start 14-day trial

CFO Copilot Plus

£499/month

Everything in CFO Copilot, plus Mark-to-Market and API access

  • Everything in CFO Copilot
  • 50 counterparty checks/month
  • Unlimited seats
  • Mark-to-Market included
  • API read access
  • Priority support
Start 14-day trial

Frequently asked questions

What's the difference between PAYG and a monthly subscription?
Pay-as-you-go gives you a simple chat — ask any question about a UK business, get a credit grade and recommendation back. £15 per check. No dashboard, no contract. Best for occasional checks. Monthly subscriptions add the full credit-management dashboard: monitor exposure across all your customers, run portfolios, stress-test, FX limits, and the MCP tool for Claude. Every paid plan starts with a 14-day trial — card required, 3 assessments included, auto-converts to the chosen tier unless cancelled.
What does one credit check actually give me?
A credit grade (A+ to F), the customer's probability of default, a recommended credit limit (or amount, or FX notional — depending on the view you pick), recommended payment terms or tenor, and a 3-4 sentence plain-English rationale citing the specific financial ratios that drove the decision.
What if my customer is too small or too new for a credit check?
We score on whatever data is available. UK micro-entities file balance-sheet-only accounts about 99% of the time — we flag that openly and apply a conservative uplift to the score. The decision and limit are still actionable; you just see wider confidence bands.
Is this regulated financial advice?
No. AgentCredit is a decision-support tool, not regulated advice. The score informs your credit process — it doesn't replace your own judgement, your insurer's requirements, or professional financial counsel.
Can I cancel anytime?
PAYG credits never expire — you only pay for what you use. Monthly plans are month-to-month with no contracts; cancel from settings and you keep access until the end of the billing period.
What data sources do you use?
We aggregate data from Companies House filings, The Gazette insolvency notices, SEC EDGAR for US filers, and industry-specific benchmarks. See our model card for full methodology.

Your first counterparty check is 2 clicks away.

One free counterparty check, no card required. Top up to keep going, or start a 14-day dashboard trial (card + 3 assessments included).

Run your first check free